Skip to content

Finance & Tax

EMI, SIP, GST, income tax, FD, PPF and salary calculators.

These free finance calculators help you plan loans, savings and taxes in India. Work out home, car and personal loan EMI, compare loans and check eligibility. Plan investments with SIP, step-up SIP, lumpsum, SWP, FD, RD, PPF, Sukanya Samriddhi, NPS and EPF calculators. Calculate GST, income tax, HRA exemption, gratuity and in-hand salary from CTC, and check CAGR, inflation, discounts and profit margins. Results come with clear breakdowns and charts.

  • EMI Calculator — Monthly EMI, total interest and full amortisation schedule for home, car or personal loans, with prepayment savings.
  • Loan Eligibility Calculator — Find the maximum home or personal loan you can get from your monthly income, existing EMIs and the bank’s FOIR limit.
  • Loan Comparison Calculator — Compare two or three loan offers side by side — EMI, total interest and total cost including fees — and see the cheapest.
  • SIP Calculator — Estimate the future value of a monthly mutual fund SIP with year-wise growth of invested amount and returns.
  • Step-up SIP Calculator — See how increasing your SIP every year (top-up SIP) grows wealth compared with a flat SIP.
  • Lumpsum Calculator — Grow a one-time investment at an expected annual return and see its value year by year.
  • SWP Calculator — Plan a systematic withdrawal from your corpus — how long it lasts, what remains, and a year-wise schedule.
  • FD Calculator — Fixed deposit maturity and interest with quarterly (bank default), monthly, half-yearly or yearly compounding and senior citizen rates.
  • RD Calculator — Recurring deposit maturity using the standard Indian bank method — each monthly instalment compounded quarterly.
  • PPF Calculator — Public Provident Fund maturity after 15 years, with optional 5-year extensions and a year-wise schedule.
  • Sukanya Samriddhi Calculator — SSY maturity for your daughter — deposits for 15 years, maturity at 21 years from opening, at the current 8.2% rate.
  • NPS Calculator — National Pension System corpus at 60, the lump sum you can withdraw and the monthly pension from the annuity.
  • EPF Calculator — Employees’ Provident Fund corpus at 58 from your basic + DA, employer share after EPS, salary growth and the EPF rate.
  • Gratuity Calculator — Gratuity payable on leaving a job using the Payment of Gratuity Act formula, with the service rounding rule and tax-free limit.
  • Compound Interest Calculator — Compound interest on a principal with yearly to daily compounding and optional monthly contributions.
  • Simple Interest Calculator — Simple interest and total amount for any principal, rate and time in years, months or days.
  • CAGR Calculator — Compound annual growth rate between two values, or the future value of an amount growing at a given CAGR.
  • Inflation Calculator — Future cost of something you buy today, and what a future amount is worth in today’s money.
  • Retirement Calculator — Corpus you need to retire and the monthly SIP required to get there, adjusted for inflation.
  • GST Calculator — Add GST to a price or extract GST from an inclusive price, with the CGST + SGST or IGST split and amount in words.
  • Income Tax Calculator — Compare income tax under the new and old regimes for FY 2026-27 (AY 2027-28), with slab-wise breakdown, rebate, surcharge and monthly TDS.
  • HRA Exemption Calculator — Work out the tax-exempt part of your House Rent Allowance under Section 10(13A) — the least of three limits.
  • Salary Calculator (CTC to In-hand) — Convert annual CTC into monthly take-home pay with basic, HRA, PF, professional tax and new-regime income tax.
  • Profit Margin Calculator — Profit, margin and markup from cost and selling price — or the price you need for a target margin, with GST-inclusive prices.
  • Discount Calculator — Final price and savings for percentage or flat discounts, double discounts like 20% + 10%, and buy X get Y offers.
  • Break-even Calculator — Units and revenue needed to cover fixed costs, with contribution margin, target profit and a cost–revenue chart.
  • Currency Converter — Convert between the rupee and 37 world currencies using built-in reference rates, with an option to fetch live rates.
  • Bill Split Calculator — Split a restaurant or trip bill fairly — shared items, personal items, tax and tip — and share who owes what on WhatsApp.
  • Credit Card Interest Calculator — See how long it takes and how much interest you pay if you only pay the minimum due, compared with a fixed monthly payment.